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Day to day hustle

Every small business owner has a treasure trove of tips, tricks and lessons learned that can help inspire and guide others on their entrepreneurial journey. Learn from the trials, tribulations and triumphs of those who have come before you and get actionable insights and fresh perspectives you can apply to your own business.

6 ways to stop your business from losing money

12 February 2024

Day to day hustle
Cloud storage
Data security
Esigning
Technology

Technology considerations for small business

12 May 2016

Day to day hustle
Guide
Marketing
Small business marketing
Social video

7 tips for social media marketing success

15 December 2023

Day to day hustle
Business planning
Infographic
Small business challenges
Small business research

Infographic: The challenges facing small businesses

26 December 2023

Day to day hustle
Branding
Pricing
Products and services

“I wish someone had told me that”: Entrepreneur James Vivian

14 June 2023

Day to day hustle
Generative AI
Small business owners

3 businesses on using AI tools

11 October 2023

Day to day hustle
Cash flow
Customer service
Losing money
Profit and loss

6 ways to stop your business from losing money

12 February 2024

Day to day hustle
Cloud storage
Data security
Esigning
Technology

Technology considerations for small business

12 May 2016

Day to day hustle
Guide
Marketing
Small business marketing
Social video

7 tips for social media marketing success

15 December 2023

Day to day hustle
Business planning
Infographic
Small business challenges
Small business research

Infographic: The challenges facing small businesses

26 December 2023

Day to day hustle
Branding
Pricing
Products and services

“I wish someone had told me that”: Entrepreneur James Vivian

14 June 2023

Day to day hustle
Generative AI
Small business owners

3 businesses on using AI tools

11 October 2023

Most recent

All ⁸²
Marketing ¹²
Technology ⁷
Cash flow ⁴
Business planning ¹
Innovation ¹

12 Feb 2024

Day to day hustle
Cash flow
Customer service
Losing money
Profit and loss

6 ways to stop your business from losing money

12 Feb 2024

26 Dec 2023

Day to day hustle
Funding
Infographic
Innovation
Interest rate
Small business growth
Small business loan

Infographic: How businesses are funding growth

26 Dec 2023

Day to day hustle
Business planning
Infographic
Small business challenges
Small business research

Infographic: The challenges facing small businesses

26 Dec 2023

15 Dec 2023

Day to day hustle
Guide
Marketing
Small business marketing
Social video

7 tips for social media marketing success

15 Dec 2023

26 Oct 2023

Day to day hustle
Casual workers
Hiring casuals

How Dean’s business is preparing for the holidays

26 Oct 2023

11 Oct 2023

Day to day hustle
Generative AI
Small business owners

3 businesses on using AI tools

11 Oct 2023

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account to help you manage cash flow

Compare our products

Select Product #1

Business Loan Plus
Small Business Loans
Line of Credit

Select Product #2

Business Loan Plus
Small Business Loans
Line of Credit

Best for when you need

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Eligibility

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $150K to $500K

From $5K to $150K

From $2K to $500K

From $150K to $500K

From $5K to $150K

From $2K to $500K

Loan term

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Interest

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

Apply nowRead more

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Categories

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Inside Prospa

Day to day hustle

6 ways to stop your business from losing money

Technology considerations for small business

7 tips for social media marketing success

Infographic: The challenges facing small businesses

“I wish someone had told me that”: Entrepreneur James Vivian

3 businesses on using AI tools

6 ways to stop your business from losing money

Technology considerations for small business

7 tips for social media marketing success

Infographic: The challenges facing small businesses

“I wish someone had told me that”: Entrepreneur James Vivian

3 businesses on using AI tools

6 ways to stop your business from losing money

Infographic: How businesses are funding growth

Infographic: The challenges facing small businesses

7 tips for social media marketing success

How Dean’s business is preparing for the holidays

3 businesses on using AI tools

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit