Unleashing the potential of Aussie small businesses

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Welcome to Prospa

At Prospa, we’re pioneers of simple, stress free and seamless financial management.

Original. One of a kind. In a class of our own. With an unwavering commitment to unleash the potential of every small business.

Over the past ten years, we’ve done just that. Putting our knowledge and understanding of small business to work. Listening, learning, and evolving alongside our customers.

It’s why we disrupted the market so applications can be done in under 10 minutes. Why we strive to give customers a decision within a day, not weeks. And why we do everything we can to make funding available in as little as 24 hours.

Now, we’re looking forward to the next 10 years (and beyond).

With a modern, streamlined brand that fits our game-changing products. World class tech. Unmatched expertise. And progressive partners who share our same focus on our customers.

Together, we’re doing more than ever to champion progress, anticipate what’s next, empower customers, and give them what they need, when they need it.

So they can make business happen.

New look

Say hello to our brand new look. It’s simple. It’s clean. It’s rock solid. And it’s part of our unwavering commitment to provide simple financial management tools that unleash your potential, so you can make business happen.
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Making smaller stronger

Speed

Applications in under 10 minutes, quick decisions and funding possible in hours.

Flexibility

Make business happen with our range of lending products and dedicated Prospa Business Account.

Support

Our dedicated Business Lending Specialists get to know you, and your business.

Confidence

Join thousands of small businesses who thrive with the support of Prospa.

FINNIES 2023 awards success

FINNIES 2023 awards success

FINNIES 2023 awards success

FINNIES 2023 awards success

FINNIES 2023 awards success

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Meet our Leadership Team

Under the guidance of our Co-Founders and Executive Leadership Team, our Prosparians live true to our values and our mission to unleash the potential of every small business.

Greg Moshal, Co-Founder and Chief Executive Officer, Prospa
Greg Moshal
Co-Founder & Chief Executive Officer
Beau Bertoli, Co-Founder & Chief Revenue Officer, Prospa
Beau Bertoli
Co-Founder & Chief Revenue Officer
Margot Birbeck
Executive General Manager, Operations
Elise Ward, Chief People Officer, Prospa
Elise Ward
Chief People Officer
Andrew Malak, Chief Product Officer, Prospa
Andrew Malak
Chief Product and Technology Officer

Hear from our team

"A customer said she was still waiting for a response from a major bank four weeks after she applied. We’d already approved her loan."

Meg Clarence

Customer Success Account Manager

Let's work together

Businesses run on passion, and so do we. Want in?
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What we value

Our values give us common purpose, influencing how we work with each other, our partners and our customers.

Customer obsessed

We don’t just listen, we anticipate and discover what’s important.

One team

We have a high care factor for each other and value diversity for the strength and unique experiences it brings.

Simplify

We challenge ourselves to make complex things simple. Simple scales.

Deliver value fast

We are biased towards action, learning fast and making high-quality decisions that realise value early and help us achieve our vision.

Be bold, open & real

We have the courage to take smart risks.

Think like an owner

We want you to move forward, take ownership of your role, your opportunities and your mistakes – just as a business owner would.

Impact

At Prospa, we're serious about our impact on our people, communities and the planet
01

Kiva micro loans

We’re proud to support our long-term partner Kiva, a global non-profit organisation with a mission to help alleviate poverty through micro-lending opportunities.
We’re proud to support our long-term partner Kiva, a global non-profit organisation with a mission to help alleviate poverty through micro-lending opportunities.
02

Disaster relief

The impact of natural disasters can be devastating to small businesses. We’re here to help, with options like interest freezes or deferred payments available on a case-by-case basis for affected customers.
The impact of natural disasters can be devastating to small businesses. We’re here to help, with options like interest freezes or deferred payments available on a case-by-case basis for affected customers.
03

Sustainability

We’re guided by our Environment, Social and Governance strategy, with everything we do.
We’re guided by our Environment, Social and Governance strategy, with everything we do.

Hey there, Partner

At Prospa, our one-team approach extends to our Partners. If you’re passionate about empowering small business owners, partner with us – they’ll be in good hands with our hassle-free access to business finance, coupled with award-winning customer service.
Become a Partner
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Awards, thanks to you

It’s nice to know we’re doing something right

Year Award Category
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best short-term loan
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best SME loans less than $250K
2023 LinkedIn Talent Awards Winner, Best Employer Brand
2022 MFAA National Excellence Awards Finalist, Fintech Lender Award
2022 Great Place to Work Certified

See more awards