SME Business Loan

SME business loan

SME business loans from Prospa are available from 3 – 36 months. Our application time takes 10 minutes, with funding possible in 24 hours

 

Unlike the big banks, Prospa is a client-focused lender. Our SME business loans are designed to invest in your company’s growth and provide your business with a client-focused approach which has helped us to maintain a 4.8/5 TrustScore.

 

As Australia’s #1 lender, our SME business loan terms work with your business. We arrange cash flow friendly repayment options to ensure that you can focus on growing and expanding your business options.

 

How could a business loan of up to $150,000 help your business to grow and expand?

 

Business renovations can revitalise your business space and refresh your brand. Could a business loan from Prospa help you to lift the face of your business space?

 

Thousands of Aussies have already reaped the benefits of Prospa’s help to keep their business flourishing.

 

Your business loan could help you achieve:

  • Café renovations
  • New signage and advertising space
  • Rebrand your business

Looking to upgrade your business? A loan from Prospa can give you the cash you need to invest in the latest technology to keep your business competitive.

 

Invest in the latest, cutting edge opportunities:

  • Software and hardware upgrades
  • Kitchen appliances and equipment
  • New coffee machines
  • New work vehicles

Apply online today for your business loan and let us help your business to prosper and grow with Prospa.

Prospa. Funding solutions to match your business needs

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Customers making it happen with a Prospa loan

Read customer stories
The Laundry Lady Testimonial
Susan Toft
The Laundry Lady

"The ease of access was why we wanted a line of credit, so we can access funds when we need them."
Manly Bikes Testimonial
Francisco Furman
Manly Bikes
"The loan was really beneficial because it allowed us to pay our suppliers on time, and most important, our staff.”
Fish out of Water Testimonial
Chris Thompson
Fish out of Water
“We are so glad we went with Prospa because our experience was absolutely fantastic.”
Urban Jungle Studios Testimonial
Dean Taylor
Urban Jungle Studios

“Prospa has given me the confidence that the business has got the capital behind it to make decisions.”
Stoned Crystals Testimonial
Ashley and Jeremy
Stoned Crystals

“This new type of funding that Prospa does really is a gamechanger for small companies."

Awards, thanks to you

It’s nice to know we’re doing something right

Year Award Category
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best short-term loan
2024 FINNIES Fintech Australia Awards Finalist, Excellence in Business Lending
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best SME loans less than $250K
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women

See more awards