Online Business Loan

You’re in the right place if you’re after a quick, easy online business loan process to help your company grow.

Prospa is changing the way Aussie small business owners experience finance. We recognise that every business is different; that’s why we work closely with our customers to tailor a business lending solution that works for them – instead of the other way round.

With flexible interest rates based on your business circumstances, early payout discounts and no upfront asset security required for loans between $5,000 to $150,000, our award-winning small business loans are helping businesses across the country get back on their feet and finance their futures.

Apply now and discover how an online business loan can help your business today.

We know that there are a lot of online business loan options out there. But we also know that nobody is as trusted as Prospa. We’ve got an average 4.8 out of 5 stars from over 6,600 reviews on Trustpilot. We’ve had the privilege of watching many of our client’s businesses grow using our different funding solutions.

No matter what stage of development and growth you’re in, our multi-award winning solutions have supported small businesses when they needed it. So if you’re still searching for ‘business loan near me’, look no further than Prospa for trusted finance.

To find out how our online business loan can help your business prosper, apply for business loan  today.

Prospa online business loan customers come from just about every industry. And, just like us, our customers typically like to help their community too.

Owners of Queensland small business, Karinya Diesel Services, struggled to find a loan because they were deemed too small to warrant a loan. Not long after, they discovered Prospa small business loans.

Thanks to a small business loan from Prospa, they’ve since built their small but vital automotive repair business into a bustling apprenticeship hub. They now provide training and the opportunity to gain trade qualifications to local high school students and other people in the area.

This has helped increase the number of people available to service heavy duty machinery and vehicles and keep the local agricultural industry moving. A smart investment has enabled them to grow their business by 60% in the past twelve months alone while investing in their community at the same time.

When we designed our online business loan, we knew our loans had to meet the needs of our small business customers. We wanted to do the opposite of other bank loans for business and make applying as easy as possible. That’s why we offer:

• Business loans between $5,000 and $500,000
• Funding possible within 24 hours
• Loan terms between 3 and 36 months
• Flexible payment conditions and early payout discounts
• Loan interest rates tailored to your business circumstances
• 24/7 access to your account via the Prospa mobile app and customer portal

To find out how much you can potentially borrow with a Prospa online business loan, apply now.

Every Prospa online business loan customer is different. The stage your business is at will often determine what you spend your funding on. Some common uses for our small business loans include:

• equipment repairs or purchases
• renovations
• rebranding and marketing
• covering salaries or payments due to slow paying clients or customers.

A small business loan from Prospa can help you cover unexpected – or expected – costs whenever you need it. Get started now!

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.