Business Loans to match the needs of WA small businesses

  • Funding up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Small Business Loans

Small business loans WA with Prospa are fast and simple.

We have developed a local team of lending specialists who provide client-focused customer service and help to keep acquiring small business loans WA easy and friendly. Getting the most for our customers is Prospa’s commitment to you.

Unlike the big banks and lenders, we offer small business loans WA to local businesses who are ready to expand and are looking for a team of specialists willing to support their growth with tailored lending solutions and dedicated customer service.

Flexible funding solutions for WA small businesses

From ancient indigenous cultural experiences and incredible landscapes, to the vines and surf breaks at Margaret River, or the hum and bustle of cosmopolitan Perth, Western Australia can’t be beaten for variation. And all this is supported by small business, which makes up 97% of all businesses in WA and contributes more than $50 billion to the WA economy.

At Prospa, we are proud to support Western Australian small business owners with hassle-free access to funding. Feel confident to move fast on your next opportunity with a fast decision on amounts up to $500K and funding possible in 24 hours.

Borrow from $5K up to $150K

Funding possible within hours

Easy application

Apply in 10 minutes with minimal paperwork

No upfront security

No need to put your house or other assets down as security to access up to $150K in Prospa funding

Flexible terms

Make unlimited extra repayments to save on interest and pay off your loan faster

How can Prospa help your local WA business?

We have already helped over 29,400 customers by financing over $1.65 billion in small business investments. Our difference is in putting you first. We tailor our financing solutions to help small businesses achieve their ultimate goals. There are no penalties incurred for paying out your loan amount early. Your lending specialist will also ensure that your repayments remain cash flow friendly so keeping your business growing remains your top priority.

 

Let us help you get to the next level with:

 

  • Renovations – facelift for the café? Need new office space for your growing team?
  • Fleet vehicles – ensure your vehicles are in top shape or invest in a new fleet of work trucks
  • Advertising – looking to rebrand? Trying to reach a bigger market? Advertise nationally with a broad campaign

 

Whatever your local business needs, whether in Perth or anywhere in Australia Prospa is here to help you get it. Apply online today with our quick and simple online form. You’ll receive your approval within the hour and once approved funds are usually released within 24hrs or the next business day.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Awards, thanks to your support

It’s nice to know we’re doing something right

Year Award Category
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best short-term loan
2024 FINNIES Fintech Australia Awards Finalist, Excellence in Business Lending
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best SME loans less than $250K
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women

See more awards