Business Loans
We have helped thousands of local businesses across Australia. Business loans Melbourne can help you get that café off the ground or fund your existing company growth with a range of business loans starting at just $5K. We’ll help you determine what sort of sum you would like to borrow and give you an idea of easy and cash flow friendly repayments.
There is no paperwork and your application is placed and processed online over our secured process taking just a few minutes which saves you time and unnecessary hassle. When you apply you could have an answer in just a few hours, getting the ball rolling earlier on your loan process so you can start reaping the rewards faster.
Prospa’s 4.8/5 TrustScore is achieved through providing high level service and flexible loan rates for our clients. You won’t be penalised on early payouts on your business loans and we ensure cash flow friendly repayment options so you can concentrate on sustainable business growth and using your business loan effectively.
Our small business loans can be used for business renovations, marketing campaigns, stock and inventory purchasing, new equipment and infrastructure, general working capital and more. For whatever your business needs to succeed, think Prospa.
Contact one of our friendly staff today or start your online application immediately. You could have the funds you need cleared in just a couple of business days.
Small Business
Loan
Quick access to $5K – $150K to cover unexpected expenses or a one-off purchase.
- Fixed term up to 3 years with fixed rates
- Fast decision & funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150K
- Minimum $6K monthly turnover and 6 months trading to apply
Business Loan
Plus
Larger loans above $150K and up to $500K to invest in your next business growth opportunity.
- Fixed term up to 5 years with fixed rates
- No credit checks to see if you are eligible
- Security may be required when accessing over $150K in Prospa funding
- Minimum $1M annual turnover and 3 years trading to apply
Line of Credit
Ongoing access to up to $500K to keep your business moving.
- Renewable 24 month term
- Fast decision and funding possible in 24 hours
- Only pay interest on what you use
- Access funds 24/7 with the Mobile App
- Minimum $6K monthly turnover and 6 months trading to apply