Small business financing
Access life changing funds to support your success
Small Business Funding
Why Prospa is the big difference in small business finance.
- Retail
- Hospitality
- Professional and consultancy services
- Health practices
- Wholesalers
- Trades
- Hair & Beauty specialists
- Franchises
Business loans are available from $5,000 to $150,000. Short terms loans are available on terms from 3 – 36 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly. No asset security required upfront to access Prospa funding up to $150,000.
Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24hrs or the next business day. We make small business finance quick and easy.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.
Why Prospa? It’s today’s way to borrow.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.
Confidence
Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.
How our customers have put their funds to work
Read customer storiesAwards, thanks to your support
It's nice to know we're doing something right
Year | Award | Category |
---|---|---|
2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best short-term loan |
2024 | FINNIES Fintech Australia Awards | Finalist, Excellence in Business Lending |
2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best SME loans less than $250K |
2024 | Great Place to Work | Recognised as one of the Top 10 Best Workplaces in Technology |
2024 | Work180 | Recognised by WORK180 as one of Australia’s top 101 workplaces for women |