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Growing your business

Whether you’re looking to attract new customers, boost your offering or expand your team, growing your business is both an exciting and daunting prospect. Equip yourself with the necessary insights and strategies to fuel your growth journey, so you can navigate new opportunities with confidence and turn your business vision into reality.

How HR strategist Therese Ravell grows her business

28 March 2024

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Expansion plans
Hiring
Infographic
Recruitment
Small business research

Infographic: How businesses are planning for 2024

26 December 2023

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Growth insights
Small business growth
Small business podcasts

5 growth insights from small business podcasts

09 February 2024

Growing your business
Contractors
Digital marketing
SEO
Small business tips

Toby Schulz’s small business growth story

01 December 2023

Growing your business
Innovation

How HR strategist Therese Ravell grows her business

28 March 2024

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Expansion plans
Hiring
Infographic
Recruitment
Small business research

Infographic: How businesses are planning for 2024

26 December 2023

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Growth insights
Small business growth
Small business podcasts

5 growth insights from small business podcasts

09 February 2024

Growing your business
Contractors
Digital marketing
SEO
Small business tips

Toby Schulz’s small business growth story

01 December 2023

Most recent

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Marketing ²⁷
Cash flow ¹⁰
Leadership ⁴
Finance ³
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See more topics
Business planning ²
Innovation ²
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14 Jun 2022

Growing your business
Business strategy
Marketing
Supply chain disruptions

Q&A: The changes Sweet Bakes is making to face the challenges of 2022

14 Jun 2022

07 Jun 2022

Growing your business
Live shopping
Social media
Social media marketing

How this jewellery business uses social media to boost sales

07 Jun 2022

30 May 2022

Growing your business
Customer engagement
Recruitment
Refugee businesses
Social impact

The power of purpose: inside the growth of a refugee empowerment social enterprise

30 May 2022

27 May 2022

Growing your business
Manage your finances
Small business inspiration
Cash flow
Customer story
Customer success story
Small business growth
Small business loan
Video

How this mobile laundry service grew tenfold over the past two years

27 May 2022

24 May 2022

Growing your business
Manage your finances
Small business inspiration
Cash flow
Customer story
Customer success story
Line of credit
Small business growth
Small business loan
Video

How this luxury dog accessories business increased turnover by more than 200% in a year

24 May 2022

22 Mar 2022

Growing your business
Budget
Business roadmap
Forecast
I wish someone had told me that
Revenue stream

“I wish someone had told me that”: Steve Timmis, Fossey’s Gin

22 Mar 2022

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

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Small business lending to match your business needs

Open an account

A business transaction account to help you manage cash flow

Compare our products

Select Product #1

Business Loan Plus
Small Business Loans
Line of Credit

Select Product #2

Business Loan Plus
Small Business Loans
Line of Credit

Best for when you need

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Eligibility

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $150K to $500K

From $5K to $150K

From $2K to $500K

From $150K to $500K

From $5K to $150K

From $2K to $500K

Loan term

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Interest

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

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Inside Prospa

Growing your business

How HR strategist Therese Ravell grows her business

"How I’m making 2021 mine for the taking"

Infographic: How businesses are planning for 2024

"How I’m making 2021 mine for the taking"

5 growth insights from small business podcasts

Toby Schulz’s small business growth story

How HR strategist Therese Ravell grows her business

"How I’m making 2021 mine for the taking"

Infographic: How businesses are planning for 2024

"How I’m making 2021 mine for the taking"

5 growth insights from small business podcasts

Toby Schulz’s small business growth story

Q&A: The changes Sweet Bakes is making to face the challenges of 2022

How this jewellery business uses social media to boost sales

The power of purpose: inside the growth of a refugee empowerment social enterprise

How this mobile laundry service grew tenfold over the past two years

How this luxury dog accessories business increased turnover by more than 200% in a year

“I wish someone had told me that”: Steve Timmis, Fossey’s Gin

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit