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Growing your business

Whether you’re looking to attract new customers, boost your offering or expand your team, growing your business is both an exciting and daunting prospect. Equip yourself with the necessary insights and strategies to fuel your growth journey, so you can navigate new opportunities with confidence and turn your business vision into reality.

How HR strategist Therese Ravell grows her business

28 March 2024

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Expansion plans
Hiring
Infographic
Recruitment
Small business research

Infographic: How businesses are planning for 2024

26 December 2023

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Growth insights
Small business growth
Small business podcasts

5 growth insights from small business podcasts

09 February 2024

Growing your business
Contractors
Digital marketing
SEO
Small business tips

Toby Schulz’s small business growth story

01 December 2023

Growing your business
Innovation

How HR strategist Therese Ravell grows her business

28 March 2024

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Expansion plans
Hiring
Infographic
Recruitment
Small business research

Infographic: How businesses are planning for 2024

26 December 2023

Growing your business
Coaching
Future-proofing
Mindset
Planning
Strategy

"How I’m making 2021 mine for the taking"

04 January 2021

Growing your business
Business planning
Growth insights
Small business growth
Small business podcasts

5 growth insights from small business podcasts

09 February 2024

Growing your business
Contractors
Digital marketing
SEO
Small business tips

Toby Schulz’s small business growth story

01 December 2023

Most recent

All ¹⁶⁹
Marketing ²⁷
Cash flow ¹⁰
Leadership ⁴
Finance ³
Technology ²
See more topics
Business planning ²
Innovation ²
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31 Mar 2021

Growing your business
I wish someone had told me that
Social media
Technology

“I wish someone had told me that”: Renae Kunda, Cape York Motorcycle Adventures

31 Mar 2021

23 Mar 2021

Growing your business
Aligning values
Connection
Partnerships

How to fuel growth with brand collaboration

23 Mar 2021

08 Mar 2021

Growing your business
Marketing plan
Pandemic-proof
Pivot
Shifting gears

5 pearls of business wisdom from rockstar women entrepreneurs

08 Mar 2021

16 Feb 2021

TikTok got this business out of a sticky situation | Prospa

Growing your business
I wish someone had told me that
Marketing
Promotions
Social media
Tiktok

I wish someone had told me that… David King, Sticky

16 Feb 2021

08 Feb 2021

Making the most of Instagram marketing | Prospa

Growing your business
Community
Marketing
Partnerships
Promotion
Social media

How to make your business Insta-worthy

08 Feb 2021

29 Jan 2021

Growing your business
Co-owner
Distribution
Family business
I wish someone had told me that
Planning

I wish someone had told me that… Ben Pyka, 41 Degrees South

29 Jan 2021

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account to help you manage cash flow

Compare our products

Select Product #1

Business Loan Plus
Small Business Loans
Line of Credit

Select Product #2

Business Loan Plus
Small Business Loans
Line of Credit

Best for when you need

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Eligibility

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $150K to $500K

From $5K to $150K

From $2K to $500K

From $150K to $500K

From $5K to $150K

From $2K to $500K

Loan term

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Interest

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.0046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.0046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

Apply nowRead more

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Categories

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Inside Prospa

Growing your business

How HR strategist Therese Ravell grows her business

"How I’m making 2021 mine for the taking"

Infographic: How businesses are planning for 2024

"How I’m making 2021 mine for the taking"

5 growth insights from small business podcasts

Toby Schulz’s small business growth story

How HR strategist Therese Ravell grows her business

"How I’m making 2021 mine for the taking"

Infographic: How businesses are planning for 2024

"How I’m making 2021 mine for the taking"

5 growth insights from small business podcasts

Toby Schulz’s small business growth story

“I wish someone had told me that”: Renae Kunda, Cape York Motorcycle Adventures

How to fuel growth with brand collaboration

5 pearls of business wisdom from rockstar women entrepreneurs

I wish someone had told me that… David King, Sticky

How to make your business Insta-worthy

I wish someone had told me that… Ben Pyka, 41 Degrees South

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit