Prospa Bill Pay Promotion 2024
Terms and Conditions
1. Information on how to enter and prizes form part of these terms and conditions. By participating, entrants agree to be bound by these terms and conditions. Entries must comply with these terms and conditions to be valid.
2. The Promoter is PROSPA ADVANCE PTY LTD (ACN 154 775 667) of Level 1, 4-16 Yurong St, Sydney, NSW 2000. To contact the Promoter, please email [email protected] OR telephone on 1300882867.
Promotional period
3. The competition consists of a series of monthly promotions (each a “Promotion”), each with its own promotion period (each a “Promotion Period”) as follows:
a. The first Promotion Period begins at 8.00am (AEST) on 5 November 2024 and ends at 11.59pm (AEST) on 30 November 2024.
b. Each subsequent Promotion Period will begin at 8.00am (AEST) on the first day of the month and end at 11.59pm (AEST) on the last day of that month.
4. Each monthly Promotion operates as a separate promotion under these terms and conditions
Eligibility to enter
5. Entrants must have a Prospa Business Account or Line of Credit (“Eligible Account”) and be Australian residents aged 18 years or over as at the start date of the Promotion Period (“Entrant”).
6. Directors, management, employees and their immediate families, of the Promoter, retailers, suppliers, associated entities and agencies associated with this Promotion are ineligible to enter.
How to enter
7. To enter, an Entrant must make at least one bill payment on their Eligible Account during the Promotion Period using the Prospa Bill Pay feature (“Bill Payment”).
8. Entrants automatically receive one entry for each successful Bill Payment. A successful Bill Payment must:
(a) not be a scheduled payment;
(b) not be cancelled, failed or reversed;
(c) be successfully completed during the relevant Promotion Period.
9. There is no limit to the number of entries per Entrant in each monthly Promotion, however each Entrant may only win one prize in each monthly Promotion.
10. There is no limit on the Bill Payment amount. If the Bill Payment is over $100, the reimbursement will be capped at AUD $100.
11. If an Entrant makes multiple Bill Payments during the Promotion Period and is selected as a winner, they will receive a reimbursement for their largest bill payment made during the Promotion Period, subject to a maximum reimbursement of AUD $100.
12. Any entry not in compliance with these terms and conditions is automatically invalid. The Promoter reserves the right to accept or reject non-compliant or incomplete entries in its sole discretion.
Prize
13. There are thirty (30) prizes to be won for each Promotion.
14. The prize is a cash reimbursement of the Bill Payment amount that generated the winning entry, up to the value of $100 (AUD) (“Prize”).
15. The Prize will be paid by electronic funds transfer to the winner’s nominated bank account linked to their Eligible Account. If the winning Bill Payment was made using their Prospa Business Account, the Prize will be paid to that Prospa Business Account.
16. The maximum total prize pool value is $3,000 per monthly Promotion.
The Draw date and time
17. The Promoter will randomly draw 30 winners of the Promotion (each, a “Winner” and collectively, the “Winners”) from the pool of valid entries made by Entrants during the Promotion Period (“Draw”).
18. All valid entries will be included in the Draw. Winning entries will be selected at random.
19. The Draw for the first Promotion will take place at 10:00am [AEST] on Thursday 5 December 2024 at Prospa’s Sydney office, Level 1, 4-16 Yurong St, Sydney, NSW 2000
20. For each Promotion, the draw will take place on the Tuesday of the second week of each month following the Promotion Period, except where that Tuesday falls on a public holiday. In such cases, the draw will occur on the next business day. (each a “Prize Draw Date”).
21. . Winning is not contingent on being present at the draw.
Prize delivery and notification
22. The Winner will be notified within seven (7) days of the Prize Draw Date.
23. The Prize will be paid to each Winner within 28 days after the Prize Draw Date.
24. The Winners will be notified by Prospa in writing via email using the email address linked to the winner’s Prospa account.
Prize substitution
25. If the Prize becomes unavailable for reasons beyond the Promoter’s control, the Promoter may substitute the Prize with a prize of equal or greater value subject to any contrary direction from a regulatory authority.
Use of Eligible Entrant’s personal information
26. The Promoter will use and retain for a reasonable period the personal information of each Entrant for the following purposes:
a) to communicate with the Entrant regarding the Promotion;
b) to verify that these terms and conditions have been complied with;
c) for accounting purposes.
27. An Entrant’s personal information may be passed to a third party to enable such third party to fulfill any necessary requirements relating to the award of a Prize.
28. Any other use of an Entrant’s personal information will be in accordance with the Promoter’s Privacy Policy available here and in accordance with all applicable privacy and spam laws.
29. The Promoter will not use the personal information of an Entrant except in accordance with the purposes stated in this clause.
30. In any promotional materials, the Promoter will limit the disclosure of the Winner’s relationship with Prospa to their use of Prospa’s Bill Pay feature. The Promoter will not disclose any specific financial products the winner may have with Prospa.
Governing law and jurisdiction
31. These terms and conditions, and the trade promotion and any claim or dispute between the Promoter and an Entrant are governed by the laws of New South Wales. Entrants submit to the non-exclusive jurisdiction of courts and tribunals of New South Wales in connection with any dispute concerning these terms and conditions and the trade promotion.
General conditions
32. If any Winner chooses not to take their prize (or is unable to) or does not take or claim a prize by the time specified by the Promoter, or is unavailable, they forfeit the prize and the Promoter is not obliged to substitute the prize.
33. No entry fee is charged by the Promoter to enter the Promotion.
34. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.
35. The Promoter’s decision is final and binding and no correspondence will be entered into. The Promoter accepts no responsibility for late, lost or misdirected entries or other communications. Entries will be deemed void if illegitimate, forged, manipulated or tampered with in any way.
36. Should an Entrant’s contact details change during the Promotion period, it is the Entrant’s responsibility to notify the Promoter. A request to access or modify any information provided as part of the redemption of a Prize should be directed to the Promoter. The Promoter takes no responsibility where it is unable to contact prize winners who have not provided correct or complete contact details.
37. The Winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by the Promoter. These terms and conditions do not exclude, restrict or limit those statutory rights in any way. However, to the extent that it is permitted to do so, the Promoter (including its officers, employees and agents) excludes all liability whether arising in tort (including without limitation negligence), contract or otherwise for any personal injury or any other loss or damage (including without limitation loss of opportunity or loss of profits) whether direct, indirect, special or consequential, arising in any way out of the Competition, including, without limitation:
(a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
(b) any theft, unauthorised access or third-party interference;
(c) any entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
(d) any variation in market value to that stated in these terms and conditions;
(e) any tax implications; or
(f) the Prize or use of the Prize.
38. If for any reason beyond the reasonable control of the Promoter this Promotion is not capable of running as planned, the Promoter reserves the right in its sole discretion to take any action that may be available to it, and to cancel, terminate, modify or suspend the Promotion, unless to do so would be prohibited by law.
39. The Promoter reserves the right to cancel, terminate, modify or suspend the Promotion or amend these terms and conditions, subject to any directions from a regulatory authority.
