Business Lending
Find tailored lending solutions to meet your business goals
Business Lending
Prospa small business financing options start with loans of $5,000 and extend up to $150,000. Applying is fast and easy with our 10 minute online form and a decision is usually received within the hour. Approved clients normally receive the funds they have been approved for in 24hrs or the next business day.
How can we help you to build and expand your small business?
- Premises renovations
- Hardware and software upgrades
- Advertising and rebranding
- New appliances
Financing over $1.65 billion in business loans, Prospa has already helped thousands of Aussies get the most from their business finance. We tailor your finance experience to ensure your business is always first.
No asset security required upfront to access Prospa funding up to $150,000. We don’t penalise our clients for early payouts which means you maintain control of your small business finance. Repayment options are developed by your lending consultant to ensure you maintain cash flow friendly terms.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.
Why Prospa? It’s today’s way to borrow.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.
Confidence
Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.
How our customers have put their funds to work
Read Customer StoriesAwards, thanks to your support
It's nice to know we're doing something right
Year | Award | Category |
---|---|---|
2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best short-term loan |
2024 | FINNIES Fintech Australia Awards | Finalist, Excellence in Business Lending |
2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best SME loans less than $250K |
2024 | Great Place to Work | Recognised as one of the Top 10 Best Workplaces in Technology |
2024 | Work180 | Recognised by WORK180 as one of Australia’s top 101 workplaces for women |